For the ultimate in delivering that tropical paradise feel, overwater bungalows can’t be beat. And what makes these dream accommodations even better is when they’re all inclusive. This can make your honeymoon or couples’ escape completely stress free and relaxing.
There are quite a few all-inclusive resorts with overwater bungalows in the Caribbean, Indian Ocean, and South Pacific. Most of them are adults-only all-inclusive overwater bungalows for the most romantic atmosphere.
Some of the best adults-only all-inclusive overwater bungalows in the Caribbean can be found at Sandals resorts. There are 4 Sandals resorts with overwater bungalows in Jamaica, St. Lucia, and St. Vincent & the Grenadines. You’ll also find amazing adults-only all-inclusive overwater bungalows in Maldives, Fiji, Tahiti, Bora Bora, and other exotic spots.
While there aren’t really any cheap overwater bungalows, there are some more affordable overwater bungalows, especially in Mexico and Central America. Check online for special deals and discounts, and consider going in the shoulder season for lower prices.
And while there are just a few places to find overwater bungalows in Florida, they are not all inclusive, nor very luxurious. The closest all-inclusive overwater bungalows near the USA are in the Caribbean.
Read on to learn our picks for the 10 best all inclusive overwater bungalows.
Sandals St. Vincent, St. Vincent & the Grenadines
The first-every two-story overwater bungalow designed for the adult-only all-inclusive Sandals brand, the Vincy Two-Story Overwater Villas deliver the ultimate luxury. They are set off to one side of the resort above the sparkling Caribbean, and feature more than 1200 square feet of space.
The first floor holds the master bedroom, which has a plush king bed, a sitting area, a glass insert in the floor so you can see into the water below, and a spacious bathroom with double sinks and a walk-in dual-showerhead rain shower. The first-floor sundeck features direct access to the water plus loungers and a bistro set.
Upstairs you’ll find a covered open-air balcony with an oversized soaking tub, a day bed, and a telescope to take advantage of the incredible views. This suite comes with 24-hour in-room dining, a fully stocked bar, and personal butler service, as well as private airport transfers by boat.
The newest Sandals resort and one of our favorites, Sandals St. Vincent offers an elevated, authentic Caribbean experience on a lesser-known and serene island. From delicious local cuisine to a stunning setting between lush hills and white-sand beach to the warm, friendly hospitality, you’ll relish every moment of your honeymoon here. It comes with a wide range of inclusions such as snorkeling, scuba, paddleboarding, kayaking, tennis, a fitness center, all meals and snacks at 12 restaurants, all drinks including premium spirits and Robert Mondavi wines at 9 bars, daily and nightly entertainment, airport transfers, and all taxes and gratuities (except for butler tips).
Sandals Royal Caribbean, Jamaica
Two different options for all inclusive overwater bungalows in Jamaica can be found at Sandals Royal Caribbean in Montego Bay. The overwater bungalows at Sandals Royal Caribbean are located on a private offshore island, set around a heart-shaped walkway and perched over the stunning crystal clear Caribbean. Note that they are currently being renovated and will be open in December 2025.
These overwater bungalows give you direct access to those gorgeous waters from a large private deck that features a Tranquility Soaking Tub™ for two, overwater hammock, loungers, outdoor shower, and swim-up platform, while the interior has a see-through glass floor insert, a king-size bed, a daily restocked minibar, and a spa-like bathroom with rain shower.
Five of them are overwater villas, which add a sitting area inside and private infinity pools for the ultimate in luxury. All the overwater bungalows here include butler service and 24/7 room service.
Sandals Royal Caribbean has 9 restaurants and 6 bars, plus a variety of complimentary watersports, activities, and entertainment options. You also get access to all the facilities and amenities of Sandals Montego Bay (plus free transportation back and forth).
Sandals South Coast, Jamaica
The recently renovated Overwater Bungalows at Sandals South Coast let you slip into the Caribbean from an expansive private deck that features a Tranquility Soaking Tub™ for two, an overwater hammock, comfy loungers, an outdoor shower, and a swim-up platform. There’s also a bistro dining set for al fresco meals.
The beautiful interior features vaulted ceilings, chic furnishings, and a custom king-size bed with luxe linens and an ocean view through the sliding glass doors. It also has a see-through glass floor insert and a light in the water underneath so you can watch marine life at any time.
The spa-like bathroom has double sinks and a walk-in rain shower. You also get a bar that’s restocked daily with sparkling wine, local beer, Robert Mondavi Twin Oaks wine, juice, soda, water, and your choice of premium liquors.
Sandals South Coast is nestled along a gorgeous beach in a 500-acre nature reserve in White House, Jamaica. Amenities include the Caribbean’s longest river pool, Jamaica’s biggest zero-entry pool, whirlpools, unlimited water and land activities, 9 restaurants, 7 bars, a full fitness center, and a tranquil spa. When you stay in one of these all-inclusive overwater bungalows, you’ll receive personal butler service as well as 24-hour room service.
Sandals Grande St. Lucian
The fourth Sandals resort with overwater bungalows, Sandals Grande St. Lucian is one of the top-ranked Sandals locations. This adults-only all-inclusive resort in St. Lucia (also known as Little Hawaii) is set along a mile-long white sand beach with the calmest waters on the island.
There are just nine all-inclusive overwater bungalows, each with glass floor panels so you can see into the clear Caribbean below. Couples can also admire the beauty of the ocean from their private outdoor Tranquility Soaking Tub for two or an overwater hammock—or just slip right into the water from your deck.
The extended private sun deck is also equipped with an outdoor shower, sun loungers, and a bistro set for two. Enjoy 24-hour butler service and room service; unlimited dining at 12 restaurants and drinks at 6 bars; beautiful pools; a huge variety of complimentary water and land activities; and a posh spa.
Plus, you also get access to all facilities at the other two Sandals properties on St Lucia, Sandals Regency La Toc and Sandals Halcyon Beach.
Palafitos Overwater Bungalows at El Dorado Maroma, Mexico
The Palafitos Overwater Bungalows at El Dorado Maroma are set right over the turquoise waters off of beautiful Maroma Beach. From your private deck, you can watch the sunrise or go for a swim in your private infinity pool. The overwater bungalows are a dream with glass bottom floor inserts, full butler service, a romantic outdoor shower, an indoor relaxing hot tub for two, and exclusive beach beds.
During your stay you can enjoy customizable beach picnics, daily breakfast served in your bungalow, pre-dinner drinks, and snacks from the comfort and privacy of your bungalow.
Stays at these all inclusive overwater bungalows in Mexico include gourmet dishes at the Overwater Grill & Wine Bar, which features two glass-floor dining rooms with spectacular views of the surrounding sea. At the overwater spa, you can enjoy treatments using traditional Mayan herbal practices and antioxidant-rich Maroma Beach sea moss.
Cayo Espanto, Belize
Cayo Espanto is a private island resort in Belize that features just one exclusive over-the-water bungalow: Casa Ventanas. The 1000-square-foot one-bedroom overwater villa is the most intimate accommodation on the island, with nothing but beautiful views from all around. Lounge on your private deck or slip into the warm Caribbean waters; you’ll feel like you’re the only couple for miles around.
Located at the end of a private dock, this incredibly romantic all-inclusive overwater bungalow comes with a butler, personalized meals, concierge services, and more. A glass insert in the floor lets you watch the sea life below, and a light lets you see what the fish are up to at night!
At Cayo Espanto, your activities and meals are personalized based on your preferences. The world’s second-largest barrier reef system is nearby if you like to dive or snorkel. You can also enjoy fishing, non-motorized water sports, or tours of Mayan ruins on the mainland. Or, try exclusive experiences like a day on the resort’s private yacht with an afternoon picnic on a deserted beach or a helicopter tour over the Great Blue Hole.
Thatch Caye, Belize
Thatch Caye, a Muy’Ono Resort, is an intimate all-inclusive private island resort off the coast of Dangriga, Belize. Perched above the sea, the eight recently renovated overwater bungalows here have 180-degree views from private decks, which also include hammocks and chairs.
Thatch Caye is a casual, laidback eco-friendly resort. Swim in the natural saltwater pool, enjoy complimentary watersports, go to yoga, or get a massage by the sea. You can also go scuba diving.
With the all-inclusive rate, you can enjoy drinks and Belizean cuisine at the overwater bar, lounge, or The Grove, which features tables in the sand for meals al fresco. WiFi is only available in the public areas, so this is the perfect escape for couples who want to unplug.
Veligandu Island, Maldives
Some of the best all inclusive overwater bungalows in Maldives can be found at Veligandu Island, an amazing private island resort. Known as the Jewel of the Indian Ocean and one of the top 10 resorts in Maldives for honeymoons, Veligandu Island Resort & Spa is a tropical dream of swaying palms, powder-soft sandy beaches, crystal blue waters, and luxurious coral reefs teeming with underwater life.
The overwater bungalows here have traditional thatched roofing and modern, sleek interiors. You’ll have direct access to the inviting ocean from your sun-drenched veranda, as well as first-class amenities such as a minibar, complimentary tea and coffee making facilities, a flat-screen TV, and a unique open-air bathroom with overhead rain shower.
Enjoy a variety of complimentary watersports, sunset cruises, a fitness center, yoga, a spa, gourmet dining, and a 24-hour beach bar where you can enjoy cocktails and live entertainment. While this isn’t a completely adults-only resort (children are welcome at some of the other accommodations on the island), the overwater villas are adults only.
Velassaru, Maldives
Another popular choice in the Maldives, Velassaru offers a more affordable all-inclusive overwater bungalow option. Like Veligandu Island it is open to families, but children are not permitted in the overwater bungalows, making this area completely adults-only.
If you’re looking for a lively atmosphere on your getaway, then this is the resort for you. With less of a “relaxed” feel and more of a “fun” vibe, it’s a great resort for young couples to spend their honeymoon.
Velassaru provides three different meal packages, to be enjoyed at five on-site restaurants. Alternatively, you can arrange a private dinner in a secluded spot via the concierge or private butler.
The resort boasts a large infinity pool, excellent spa facilities, a gym, and tennis courts, as well as an onsite dive center and a variety of watersports including jet skis, kite surfing, paddleboarding, and parasailing.
Likuliku Lagoon Resort, Fiji
“Likuliku” means “calm waters,” and that’s what you’ll find at this idyllic adults-only Fiji resort nestled along a turquoise lagoon surrounded by a protected marine sanctuary with a fringed coral reef.
Likuliku Lagoon Resort’s overwater bungalows (called “bures” here) were Fiji’s first. Covered with thatched roofs, they have private decks with loungers (and ladders to the sea so you can swim or snorkel right from your bure!), king-sized beds, sitting areas, a refrigerator, plunge coffee and tea, window screens, ceiling fans, and air conditioning.
They also feature separate bathing pavilions and soaking tubs with incredible views. If you can tear yourself away from the amazing view, you’ll find plenty to do. The resort offers complimentary snorkeling equipment, paddleboarding, kayaking, sailing, and windsurfing, as well as an infinity pool, beach, walking and hiking trails, gym, and spa.